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We strive to ensure
information is accurate and up to date. |
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Copyright 2000 - 2007 Magellan Mortgage, LLC.
All rights reserved. Magellan Mortgage, LLC. is not responsible for the accuracy or
completeness of the broker information, sales associate information,
listing information or other information provided by our franchisees
appearing on or through this site. Such information has been
provided by independent third parties who are solely responsible for
such content. Certain conditions and restrictions apply to System
promotions.
All information deemed reliable but
not guaranteed. All properties are subject to prior sale, change or
withdrawal. Neither listing broker(s) or information provider(s)
shall be responsible for any typographical errors, misinformation,
misprints and shall be held totally harmless. All property
information should be verified by an independent third party for
accuracy. Due to market fluctuations, interest rates are subject to
change daily and should be verified by directly contacting a
mortgage company. |
Federal
Disclosures
Your loan request may be
forwarded to Lenders in the Magellan Mortgage, LLC.
network and these Lenders may make certain disclosures to you. These
disclosures, which are required by the Truth in Lending Act (TILA),
the Real Estate Settlement Procedures Act (RESPA), and certain other
federal and state laws, include details of your cost of credit; good
faith estimates of your settlement costs; HUD mandated booklets
"Guide to Settlement Costs" and/or "When your Home is
on the Line"; notices concerning the possibility that your
mortgage loan servicing may be transferred; and your right to a copy
of any appraisal, if any, performed on your home. The Equal Credit
Opportunity Act prohibits creditors from discriminating against
credit applicants on the basis of race, color, religion, national
origin, sex, marital status, age (provided the applicant has the
capacity to enter into a binding contract), because all or part of
the applicant's income derives from any public assistance program,
or because the applicant has in good faith exercised any right under
the Consumer Credit Protection Act. The federal agency that
administers compliance with this law is the Federal Trade
Commission, Equal Credit Opportunity, Washington, DC 20580.
Additional Disclosure
If your loan request is
forwarded to a Lender that makes you an offer, you should receive
from the Lender a good faith estimate required under RESPA and an
initial disclosure statement required under the TILA, each within
three business days from the date you submit an application with the
Lender. If the Lender denies your request for credit, and that
action is based, in whole or in part, on any information contained
in a consumer credit report, you have the right to obtain, within
sixty days, a free copy of your consumer credit report from the
credit reporting agency which compiles and maintains files on
consumers on a nationwide basis. You also have the right to dispute
the accuracy or completeness of any information in a consumer credit
report furnished by the consumer credit reporting agency by
contacting that agency directly. An applicant, if married, may apply
for a separate account. |
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