Credit Scores
    

What consumers need to know about their credit scores.

Magellan Mortgage, LLC believes consumers have the right to view their own credit score and based on the positive consumer response, it is evident that this is a much needed service. Unfortunately, we understand that Fair Isaac (the company that determines how the scores are calculated) has contractually prohibited their scores from being viewed by consumers for this purpose. We hope legislative changes will restore your right to know your credit score and we encourage you to contact your legislator. You can also contact Fair Isaac by email at info@fairisaac.com or by phone at (415) 472-2211 to express your opinions.

You may review your Credit Score at no charge on an annual basis by visiting www.annualcreditreport.com.  This amendment to the federal Fair Credit Reporting Act is being rolled out geographically. For more information, visit the FTC website.

 
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